Driving Fintech Innovation

IMPESA is an innovative fintech company with attractive prospects in both B2B2C and B2C spaces.

Over $2.7 billion transactions have flowed through IMPESA’s solutions.

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Products

Get accelerated revenue streams

IMPESA’s platforms were created to delight customers and exceed expectations

Saas Card Controls

Monibyte for Business

This B2B2C SaaS solution enables banks to offer corporate and retail customers fully configurable, self-service card controls. Monibyte for Business helps banks show they are innovating, drives higher card usage, increases customer loyalty, reduces fraud and reduces customer service costs, all in one.

PayPal to Local Bank Accounts

Kipo

KIPO is a superior B2B/B2C service for PayPal merchants, allowing transfers from all types of entities, to any local bank, faster and at a lower cost. Merchants get important benefits from international platforms but struggle to access them, KIPO has redefined the local PayPal merchant experience.

Prepaid Visa Card with Controls + CryptoWallet

Monibyte P2P, Crypto & CARDS

Monibyte App provides an integrated, comprehensive solution for easy inclusion and access to innovative financial services, including cryptocurrency trading in record real time. The app also leverages Visa Direct for P2P payments & Visa Transactions Controls to enable card controls & reduce fraud.

What We Do

Next level fintech services

IMPESA creates compelling opportunities for companies and financial institutions through three lines of business with cutting edge technology designed to alleviate customer pain points. These 3 solutions have traction and diversified accelerating revenue streams.

Easy & fast interactions and responses: Cardholders want less calling and more controlling of their cards, customer service is critical & expensive. Our Monibyte SaaS & app solutions solve this issues for end users and financial institutions.
Revenue scaling solution for any financial institution: Monibyte’s SaaS payment engine technology allows for seamless flexibility in a company’s monetary operations. It saves valuable IT coding, it positions any bank as innovator and can help organize any company with high expenses made through cards.
~80% reduction in cost for merchants using online payment processing: KIPO is a superior B2C service for PayPal merchants, allowing transfers from all types of entities, to any local bank, faster and at a lower cost.
Reducing fraud to the mininum: Monibyte Saas and Monibyte app users may apply card controls to reduce fraud through setting spending limits, international and online purchases and card functionality off/on.

strategic alliances

Partnering with Industry Leaders

IMPESA has developed alliances in areas where its abilities can be complemented by industry leaders to accelerate growth. IMPESA has a longstanding relationship with Visa and it is a Visa Certified Developer, a Visa Transaction Controls Authorized Reseller worldwide, a Visa Direct implementer and a Visa Principal Member with a card issuing & acquiring license. IMPESA is often selected by Visa to pioneer the introduction of APIs and new functionality in LatAm. In 2019 PayPal selected IMPESA to expand its presence in the region. Since then, Kipo’s performance led PayPal to request IMPESA to expand into other LatAm markets. IMPESA also developed a strategic alliance with Paxos to power the crypto offering inside the Monibyte App.